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Credit Card Responsibilities

My mother is 93. She has a Sears card, Visa and Line of Credit that she owes money on. She is NOT JOINT on these cards.  My brother is joint on her bank accounts only, to assist her with her banking.   She lives with her children. She has a small insurance policy with her daughter as beneficiary. She has no other monies in savings.

Would my brother be responsible for any of the credit card debts because he is joint on her bank accounts?

Would they be able to take her insurance policy to pay these off? 

Authors: ratealawyer.com

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